Frequently Asked Questions

Don't be Afraid to Ask

The Financial Field is an Important but often Daunting field to comprehend. We always recommend that you Do Your Own Homework and find the Answers that you can believe in. This of course doesn't mean you are on your own. Seek Professional Advice as often and in as many ways as you can. Here are some Answers that we have found useful in our own Financial Journey.
General Questions

Borrowing to Make Money


Is this "Credit 2 Cash Flow" strategy too good to be true?
The majority of successful business owners borrowed money (corporate credit loans) to start their business. When they walked out of the bank, they just focused on earning more than the cost of borrowing those funds. We are utilizing the same strategy that businesses have been implementing for centuries. Only we recommend minimizing your risk by not signing as a personal guarantor on those corporate loans. Also, if you utilize a portfolio of diversified and verified passive income opportunities (as opposed to a "hot new idea") to generate profits, you will minimize your risk.

Our Strategy: Video

Is it possible to get Non-Personal Guarantor funds, where I'm not responsible for the loan?
This has become very difficult to do during this recession. The avenues where this is still possible can be quite expensive as well. We strongly recommend that you take the time to get your credit repaired, as there are excellent opportunities available for individuals with good credit. It won't do you much good just waiting for something to break through or the current economic climate to change for the better.

Why do I want to use corporate credit to fund Passive Income? Shouldn't I just utilize what extra amount I'm Earning?
You should certainly make good use of your surplus income, but saving up enough to do everything a family normally needs to do takes a lot more money than most of us can save up in a lifetime:
  • Living Expenses - Buying a Home.
  • Raising a Family - Taking care of Parents - Education.
  • Handle Emergencies - Loss of a Job or Income - Health Concerns.
  • Taxes - Retirement.

But isn't the use of Credit what got us into this latest Financial Mess Anyways?
Certainly Overspending and Excessive use of Credit to pay for "things" instead of Generating Revenue is an ongoing problem that helped trigger the Great Depression as well as the current Economic Downturn. We would never recommend Borrowing unless it was used to create a business that can pay for the lending expense and will generate significant extra income.

Isn't it wrong or illegal to use borrowed funds to pay for Financial Products?
There are concerns and certain regulatory requirements if you use personal guarantor borrowed funds to puchase Securities regulated by the Securities and Exchange Commission (SEC). Securities include stocks, bonds, mutual funds, annuities, etc. However, stock brokers often promote borrowing funds for Securities by advocating buying stocks on "Margin". If that occurs (or if a broker is aware that you are using personal borrowed funds to purchase Securities) your licensed broker may be subject to certain disclosure requirements, guidelines, and supervision scrutiny.

The Alternative Market Systems we have reviewed so far (Forex, Futures, and Commodities functioning as Signal Services, Trading, or Subscription Services) are unregulated markets or the traders are self-regulated in voluntary organizations. They are not Securities and they are currently not subject to SEC regulation. Note that the Providers of these Alternative Market Systems are not required to hold Securities Licenses.


Is there really credit available for my Passive Income Business during this Financial Crisis?
Yes, our providers are able to obtain corporate credit for those that meet the necessary requirements. If you have good FICO scores (730 or better), we're seeing new fundings every month. This service doesn't even charge an upfront fee, and you only pay if they're successful. If you have challenged credit, it is still possible to obtain significant funding, but it's more expensive.

General Investing


Aren't High Yield and High Return opportunities also high risk?
Yes, normally they are. However there are ways to manage and limit your risk while participating in these high returns systems.
  1. Maintain an adequate cash reserve and use money allocated to your growth portfolio.
  2. Use verified, tested, and guaranteed advisory services. These services also limit their risk to a limited percentage in any one trade.
  3. Diversify! Never put all of your money in one opportunity.

See Strategies to Reduce Risk in our Strategy Section.

Why don't I just put my money in Mutual Funds?
Some mutual funds may offer appropriate returns for your goals. However, they have their challenges. When the market is down in growth mutual funds, the managers are restricted as to how much they can move to cash, leaving the shareholders going for a roller coaster ride during the down markets. Also, fees are charged on the total value of your holdings whether your fund is profitable or experiencing losses. Start up and ongoing fees eat into your net profits. Most importantly, their yearly return is often equal to what the services we use achieve monthly.

Please review our video on why we like the Forex Market, especially, so much: Video

Shouldn't I "flee to quality" right now and put my money in Certificates of Deposit and Savings Accounts that are insured?
You certainly should put your cash reserves and money that you need for short term goals in liquid safe cash assets that offer lower returns. However, if your goal for certain funds is growth for long term goals such as retirement and college funds that won't be needed for several years; you want to consider opportunities that will provide Superior Returns.

There are still other major markets (Forex, Futures, & Commodities) besides the stock market that actually benefit from the volatility in stocks. Expert Traders in these markets are still able to deliver high returns even during the current downturn.

Shouldn't I wait to get started with the High Return Services you use because of the current Financial Crisis?
If you have funds available to create Passive Income, there is even more opportunity now while the Stock Market is volatile. Even though the Stock Market is not being traded in these services, because of the current volatility, it is creating more opportunity in other markets, especially the Forex, Futures and Commodities Markets. So, if you let the Experts Trade your way into Big Gains, this volatility can create a great opportunity for you.

See our Blog: Some Markets Are Making Huge Gains!

I am not a U.S. Citizen. Can I use these Passive Opportunities?
Yes, our trading services are always held with fully licensed brokerages and they do accept foreign citizens. However, there may be additional documentation required. For certain non-trading opportunities you must be a U.S. citizen.

Is Real Estate a good investment now, in this recession?
Real estate in general has been extremely volatile in this recession, with prices fluctuating alarmingly and financing difficult to obtain. That said, we have a unique opportunity in the Commercial Financing arena. You can partner in a business purchase and make significant initial and ongoing income passively.

Please review our video on this opportunity here: Video

Specific Questions about each of the Services we use

Credit Restoration


Can you repair my credit files so I can qualify for lower interest rates and more business opportunities like the ones you're speaking of?
We have partnered with a legal Credit Restoration company that restores your credit file by using a provision in the Fair Credit Act regarding credit bureau reporting law. The credit bureaus are required to have the physical evidence of any event they report on your credit file. However, they do not maintain those contracts and signatures on file, as required by law. This company is able to challenge any item on your credit report (from bankruptcies, judgments, late payments, etc.). Though there are no guarantees in this arena, we've seen results in FICO credit scores increasing from 60-120 points in the first 90 days alone.

Corporate Credit Services


What if my business fails?
First of all, please don't plan on defaulting on your corporate cash loans. If that's your plan, please do not solicit our services. We only seek entreprenuers who have confidence, are willing to create and follow a business plan, and who seek professional advice to make a legitimate business profit.

That said, If your business does fail (because of circumstances beyond your control), and you can not pay your business debts, your corporation may file a corporate bankruptcy. If you did not sign as a personal guarantor on the corporate loans, your personal assets, home, retirement funds, and credit rating will be unharmed.

When Donald Trump's corporations filed their third bankruptcy in five years in 2008, he did not lose his personal homes, his personal assets, and his credit rating. In fact he kept his $2 million dollar salary while his corporations were "restructuring".

Is there a Guarantee?
There could be on certain programs. Currently we only work with companies that either charge no upfront fee, or who take payment on a refundable credit card. That way if the service doesn't deliver, you can get a full refund from your credit card. However, you as the business owner and Chief Executive Officer (CEO) will make your own decisions in your business management, so we can not guarantee how successful you will be.

Why doesn't everyone do this?
Most people don't know how. They know how to obtain business loans, but they don't know how to obtain corporate loans without signing as a personal guarantor. Many also don't have the proven resources or passive income opportunities to ensure a profit on their business capital.

How come my accountant, attorney, financial advisor, or banker doesn't tell me how to do this?
They probably don't know how to get corporate cash credit without a personal guarantor. Many professionals in the Financial Field are also trained to be leery or careful about anything beyond the traditional financial vehicles they are expected to promote.

Where can I find money to start Corporate Credit?
  • Obtain short term loans from family, friends, or business associates.
  • Ask family, friends, or business associates to obtain a short term loan for you.
  • Sell something you own on Ebay or Craigslist.
  • Work at a part time job, or provide extra income consulting.
Remember, if you can just get started, your initial funding could fund everything else that you're looking for.

What if I already have a Corporation?
If you have a corporation that qualifies and is currently compliant, our Provider may be able to use it to obtain funding and provide a discount to you. Please consult with our Corporate Credit Option 1 Provider (on the Product page) for pricing if you already have a qualified corporation.